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Veterans own over 5% of all small businesses in the United States. This growing number of small businesses, upwards of 4 million, is due to the success rate of veteran business startups being higher than the average due to the experience veterans have gained serving in the armed services. While there are a number of services to help veterans with business education, loans, and many organizations to help place veterans in jobs, until 1999 there were no services specifically focused on helping veterans start their own small businesses or franchise businesses.

Currently the armed forces offer several programs and opportunities for ex-military personnel who are interested in starting their own small business, including home based businesses that will allow veterans to work from home. The army in particular now offers the Army Advantage Fund. This program offers those who qualify money to help start a small business. For a 3-year enlistment you can earn $25,000, for 4 years up to $35,000, and for five or more years you can earn up to $40,000. Here is a list of 10 great home business opportunities and small business franchises that can each be started for less than $40,000.

#1 Spring Green is a Lawn care service franchise that has been serving communities for more than 30 years. They are locally owned and operated and invite franchisees to join them in service the $30 billion dollar lawn care industry. Spring Green also has a flex-start program, which allows franchisees to keep their current job while building the base for their new business. Also Spring Green offers a specific military assistance program as well that has a working grant from spring-green for veterans.

#2 Health Career agents offers veterans the important and profitable business opportunity of working in the health care business market. There is a critical shortage of healthcare professionals all across America. Who understands recruiting better than the armed forces? Put that experience to work by helping to recruit health care professionals through being either an owner/operator of a franchise, or becoming a Health Career recruitment agent

#3 American Business Systems, LLC is a state-of-the-art, web based electronic billing system. This solves medical offices’ cash flow and billing problems. No special education or certification is needed, as full training and ongoing support are provided to the franchisee. By signing up medical offices you reimburse their claims and charge a small percentage fee to process the billing through the electronic system that dramatically speeds up the billing process and reduces errors that lead to insurance claims being rejected.

#4 If your military service has left you with extensive experiences in technology and computer systems the Tech-Hero on site Computer Service franchise is looking for you. With a reputation of being professionals that work with customers to resolve computer and technology issues. Called heroes because of their desire to solve problems rather than bog down clients with “geek or nerd” terms the Tech-Heroes goal is to provide customers with exceptional service without making them feel ignorant or insignificant.

#5 In Your Home provides meaningful and important services to the senior population by providing advice, modifications, remodeling, and on-going maintenance and repair to elderly homeowners who want to “age-in-place.” If you have patience, solid work ethic, and a respect and care for elderly citizens, then In Your Home is a great small business opportunity to assist those senior members of the community to maintain their living standards so they do not have to relocate to nursing homes and elderly care facilities.

#6 If you have a head for finances, organization, and the passion to be successful then you should consider the Blue Coast financial group. Adding the title of Blue Coast Financial Advisor to a resume can provide an abundant source of additional income. Blue Coast Financial Advisors are fully trained upon becoming franchise owners and specialize in money saving analysis of companies and small businesses. Many businesses overpay for their workers compensation packages, equipment lease and rental insurance, research and development tax credits and many more. Blue Coast Financial Advisors are trained to recognize these oversights and correct them saving the companies that hire them thousands of dollars in unneeded expenses.

#7 If a more hands on type of home based business is what you are seeking in your small business venture look no further than PosiGrip. PosiGrip is a high profitable turnkey, home-based business with virtually no competition. Providing resurfacing and traction to slick and slippery-when wet surfaces such as concrete, tile, ceramic, and more, PosiGrip helps to combat the more than 9 million disabling slip and fall injuries accounting in more than 95 million lost work days each year. Each customer that utilizes your service also qualifies for a federal tax credit as a result of the safety provided by PosiGrip surfaces.

#8 For the small business owner who is looking for complete flexibility in their business opportunity the DVDNow kiosk is a very attractive option. This incredibly low cost business opportunity provides people with the convenience of renting a new release DVD from a kiosk in a convenient location such as a grocery store without the hassle of having to make an additional stop at a video store and wading through hundreds of out of date titles. The DVDNow kiosk can be serviced when you want, and by only carrying the most popular titles you save on stocking older movies, which only represent 10% of all DVDs rented. The DVDNow kiosk is quick and easy to start and offers immediate return on your investment.

#9 In the same vein of servicing machines the Vendstar vending machine company provides another 100% cash flow small business. The Vendstar owners set up as many vending machines as they choose to manage and service and can service and refill those machines at their convenience. With a cash-based business becoming a profitable small business owner is as simple as finding a location where people are and setting up your first Vendstar vending machine.

#10 Finally a business with continuing demand and constant need for more franchisers is the home inspection business. With Home Team inspecting you receive all the training and support you need to become a fully trained and licensed home inspector. Whether you choose to run your business with a work force of one or manage a team of inspectors, the Home Team Inspection service provides a necessary component in all purchase and sales of homes. People always need a place to live and with more and more homes being built everyday each sale requires an inspection. With Home Team Inspection Services you can quickly set up your own inspection franchise today.

These great opportunities appeal to the wide variety of skills and abilities that typically lead to high success rate in military personnel. For the military person seeking to run their own small business with the leadership and management skills that lead them to success in the armed services, these opportunities can help them find that same success and accomplishment in the business world.

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If you, or your spouse, are presently serving your country in the Air Force, Army, Navy, Marines, Army Reserve or National Guard, there is a chance that you may be eligible for a discount on your auto insurance, depending on the company who provides your policy. Anyone who is currently on active duty should find out from their insurance agent if they have any kind of discount program in place for men and women who are in the military. Many automobile insurance companies will offer discounts to anyone who is military personnel, whether active or retired.

There are some insurance companies who will agree to let you drop all of the coverage you have and just keep the comprehensive if you find out you have to go overseas with the military and you will be storing your car, which means no one will be using it while you are gone. In addition, if you will be shipped to a country where the government gives you hostile fire pay, occasionally an insurance company will discount the amount you must pay for your comprehensive policy by as much as 25% as long as it stays in storage.

Each Company has it’s own rates for each risk. Simply ask your insurance agent for special discounts for Military Personnel.

Buchanan Insurance can help with questions about Military discounts. For more information, contact us at http://www.buchananinsurance.net/contact.aspx

Copyright 2009  Buchanan Insurance Services, Inc.

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Life of a personnel having a defence back ground is quite different from that of a civilian. The prime focus of those in the armed forces or any other defence services is to serve the nation and safe guard its boundaries. Risking life naturally comes to them, even if fighting for the interest of other nations. However, they too have their life and families and like every one else they too face financial constraints. Military loans are designed for those who are in the defence services, which in fact provide financial assistance so that they can maintain their needs and wishes.

As the name refers, these loans are solely meant for those who are coming from the military back ground. It incorporates all the 3 services armed forces, navy and the air force. The notable feature of these loans is that the applicants can seek the monetary assistance in a completely hassle free manner. The terms and conditions levied on the loans are quite flexible.

The basic criterion to obtain the loans is that the applicant must be a part of the military. Usually the amount approved is based on the applicants annual income and repaying capability. it is not a matter of concern if the applicant is a high ranking officer or a normal soldier. In fact, the provision of the loans has been designed to accommodate retired defence personals too. While applying for the loans, the applicants are required to submit documents related to bank statements, proof of income, ETS etc. By assessing these details, lenders approve the loans.

Once the details are checked and verified, the approval of the loans comes immediately. The amount obtained can be used for a number of purposes such as renovating home, purchasing a car, wedding, paying back debts, expenses on child’s education and so on.

Before availing the loans, make it a point to take a proper research market. In this regard the applicants can also take the help of online services. There are number of sites which are dedicated to provide loans to those in the army or any other service at very relax able rates.

Thus with military loans, a defence personal can gain financial assistance at very lucrative terms and conditions to meet the various needs.

Everyone is aware of the dedication and the sacrifices made by military personnel in the services provided to their country. But, do we do something to uplift the quality of their life? Though we place them on a pedestal, sing laurels about them and provide tributes to their service not much is being done to actually help them better their individual personal and family lives. Keeping that in focus a special program called Armed Forces Loan Forgiveness Program was started after 11 September 2001.

This program is mainly focused on providing relief to a tune of $2,500 to people who have been in active service between 11 September 2001 and 30 June 2008. This is applicable to student loans and can be availed only once. This is totally a private funded program and does not involve the government in any manner. It is run by the Pennsylvania Higher Education Assistance Agency (PHEEA) that oversees the entire functioning of the program. Also, there is no burden on the taxpayers to fund the program in any manner.

Apart from the eligibility criteria for the personnel to be in active duty between the stipulated periods mentioned, there are other criteria that need to be fulfilled to be able to avail the loan forgiveness program. Only loans such as AES, Consolidation, HEAL, Keystone EXTRA, SLS and Stafford are eligible for participation to this program. The loan payments should not be in default and be paid correctly till the current date. Only loans provided before the deadline i.e. June 30 is eligible.

Last but not the least the military personnel should have a connection to Pennsylvania to be eligible for the loan forgiveness program. For this, the person should be either a resident of the state presently or should have had their education in Pennsylvania before joining up the armed forces or should have been in the state when they entered the armed forces. For non-residents to be eligible is only possible if they had their education at a state college and joined the military right after their education. If the concerned military personnel match up with all these eligibility criteria, then they can get loan forgiveness through this program.

The entire process of applying has been simplified and made easy. The interested personnel can get the form by going online and visiting the PHEAA site at www.pheaa.org and downloading it. After completing the form it can be forwarded to the PHEAA office at the following address: AES Loan Forgiveness Group, Post Office Box 2461, Harrisburg, Pennsylvania 17105-2461. The interested persons can also access a helpline by using the number 1-800-233-0557. The applications should reach the office before 31 December 2008 to be eligible for the program.

Even though $2500 is not a substantially high amount in today’s times, something is definitely better than nothing to help our military personnel tide over their financial difficulties. For this reason, many of our military personnel are utilizing this program to help them reduce their burden of never ending financial commitments in life.

Our nation is our property and it is our duty to protect our nation from all the known and unknown terrors and dangers. To do so our government make their military forces. These forces have people from our nation who are ready to face every kind of challenges and dangers which affect our nation. Military men are therefore those special people who give us the believe that we are safe in our home and in our land. Military men spend their several years in serving the nation and therefore the government give them some special benefits. One of them is the special military loans program for them. It is known as No Credit Check Military Loans.

These loan programs have got huge popularity among the military personnel. Its because the benefits and advantages of these loan program over other programs. As its name suggests, No Credit Check means your credit history does not play a part in this loan program. It means even if you have a low credit score, you can go for this loan program. For military men who have bad credit history, this loan program is the best one. Using the No Credit Check Military Loans you can take up to $1,000.

The approval is very easy and doesn’t requires the high credit scores. The issue which comes here is the high interest rates and short term repayment options. You have to repay the loan amount within 15 to 30 days and if you take more time then you will pay the extra interest amount. So if you need to be careful about it. You should understand that this loan programs charges high interest rates and therefore you need to go for this loan program only if you are facing some major financial problems.

There are many ways to go for the No Credit Check Military Loans but if you want to get it with the fastest way then the online websites are best. You just need to fill a simple online form with your bank account number and then after the approval the loan amount will be transfer in your Account. So Go for this loan program and enjoy the benefits of being the military men.